What is PointPay

PointPay is a fintech company which has been operating since 2018. PointPay Team has created all-in-one cryptocurrency ecosystem of 10 fully functional products.

PointPay disrupts regular banking system with its innovative approach targeted to crypto mass-adoption. The one-stop platform offers a full range of financial services within the first in the world PointPay Blockchain-based Bank enabling clients to open crypto checking and crypto savings account in most popular cryptocurrencies (Bitcoin, Ethereum, Ripple, Litecoin, etc) and stable coins (USDT, USDC, DAI, etc.), and earn interest with daily accruals. With PointPay Bank PointPay customers can issue invoices and send the funds via email address and take out a crypto loan under the collateral of some crypto either on the website or mobile app. For those who would like to join crypto market, PointPay offers to buy Bitcoin and Ethereum with debit and credit cards, SEPA, Samsung Pay and Apple Pay through PointPay Payment System with more than 40 fiat currencies with global processing coverage. PointPay uses military-grade encryption hence the storage of funds is completely secure with PointPay Crypto Wallet. PointPay customers can order VISA crypto debit card and instantly convert their crypto to fiat and spend it in more than 25 million outlets worldwide. Just one account needed to start using all the PointPay products.

FEATURES

PointPay Blockchain-based Bank

The first in the world blockchain bank with bitcoin, dollar stable-coin and tokenized gold

 

• Checking and Saving Accounts
• Daily compound interest
• BTC, ETH, USDt, XAUt and PXP-token support
• Higher yield for PXP token holders on a progressive scale.

PointPay Crypto Exchange

• Market, limit and stop-limit orders support
• Simplified cryptocurrency conversion option for newbies
• Referral system and bright advertising banners
• Progressive discount scale for PXP token holders.

PointPay Crypto Wallet

• Graphic interaction of user’s portfolio
• Live price quotes
• Sending the funds via email acceptable

PointPay Payment System

• Buy crypto with a bank card for USD, RUB and UAH
• Sell crypto and withdraw the funds to a bank card for USD, RUB and UAH
• Largest providers’ support
• Fully automized process.

Conception of products

Just one account needed to start using all the PointPay products.

Additional information

PointPay Team has created a course of educational video tutorials for beginners to make crypto mass-adoption happen.

Details

Pre-sales: May 22, 2019 – Jul 21, 2019
Public sales: Jul 22, 2019 – Jun 30, 2021

Legal

Blockchain Platform: Ethereum
Country limitations: Cuba, Syria, Libya, Sudan, Somalia, North, Korea, Yemen, Saint, Vincent & the Grenadines
Registration country: Estonia
Registration year: 2018

Token info

Ticker: PXP
Type: Cryptocurrency
Token standard: ERC-20
Accepted currencies: BTC, ETH, BCH, BNB, LINK, LTC, DAI, PXP, XRP, USDT, XAUT, TRX, USDC, UNI
Token distribution:
50% – To be sold
30% – Reserve (unused tokens will be burned at the end of ICO)
10% – Team tokens
6% – Maximum allowance for high-volume investment bonuses
4% – ICO referral program
Funds allocation:
42% – Product app development
2% – Bounty program
5% – Reserve (to be allocated towards product development after all expenses are paid)
11% – Legal and licensing
40% – Marketing and branding